Get The Auto Credit You Deserve!

J.D. Byrider’s friendly loan experts base your approval on your current financial situation and ability to make easy payments, not past mistakes. Unlike many car dealerships who don’t handle your loan personally, we’re invested in you. This means we won’t pressure you into buying a car that doesn’t fit your lifestyle, because if you don’t successfully complete your loan, no one wins.

Simply fill out the credit application below and one of our loan experts will contact you soon!

For Ohio Applicants: The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.

For Wisconsin Residents: No provision of a marital property agreement, a unilateral statement under Wis. Stat. Sect. 766.59, or a court decree under Wis. Stat. Sect. 766.70 will adversely affect the interests of a creditor, unless the creditor (a) receives a copy of the agreement, statement, or decree before granting credit, or (b) has actual knowledge of the adverse provision when the credit obligation is incurred.

For New York Residents: In connection with your application for credit, a consumer report may be obtained which contains information on your credit worthiness, credit standing, credit capacity and general reputation. If you request, you will be informed whether a consumer report was obtained and if so, you will be given the name and address of the consumer reporting agency which furnished the report. If your application is granted, subsequent consumer reports may be obtained in connection with any update, extension of renewal of credit.

For California Residents: A married applicant may apply for a separate account. If you take any adverse action as defined by Section 1785.3 of the California Civil Code and the adverse action is biased, in whole or in part, on any information contained in a consumer credit report, I have the right to obtain within 60 days a free copy of my consumer credit report from the consumer reporting agency. I have the right as described in Section 1785.16 of the California Civil Code to dispute the accuracy or completeness of any information in a consumer credit report furnished by the consumer credit reporting agency.

You may report information about my account to credit bureaus. Late payments, missed payments or other defaults on my account may be reflected in my credit report.

I request credit from dealer in the amount and under the terms for which I qualify. I certify that I am not currently in any bankruptcy proceedings or other legal proceedings that would adversely affect my ability to repay the credit requested, and that the information I have provided in this application is complete and accurate. Dealer may submit my application to Rowland Marietta Inc. P. O. Box 421 Williamstown, WV 26187 for consideration and to other potential creditors. Dealer and Rowland Marietta Inc., when evaluating my application and when reviewing or collecting any credit extended, may investigate my credit, income and employment history, obtain information about me from persons identified with my application (references, employers, creditors, and landlords), obtain information about me available through public records, and obtain consumer reports about me from credit reporting agencies to the extent permitted by applicable law. If I finance my purchase with you and I provide you with information about other persons who may be interested in financing a purchase from the dealer, I agree that you may talk to such persons about my decision to purchase and finance a vehicle from the dealer. If I have been referred to you by another person who has purchased a vehicle from the dealer, I agree that you may tell that person about my decision to apply for and/or obtain credit for purchasing a vehicle.

By providing the number of your land line, cell phone or other wireless device and your email address, you expressly consent and agree that we and any of our affiliates, agents, service providers or assignees may call you, using an automatic telephone dialing system or otherwise, leave you a voice, prerecorded, or artificial voice message, or send you a text, e-mail, or other electronic message for any purpose related to the servicing or collection of any account that you may establish with us or for other informational purposes related to your account (each a “Communication”). You agree that we and any of our affiliates, agents, service providers or assignees may call or text you at any telephone number associated with your accounts, including cellular telephone numbers, and may send an e-mail to any email address associated with your accounts that you provide to us now or in the future. You also agree that we and any of our affiliates, agents, service providers or assignees may include your personal information in a Communication. We will not charge you for a Communication, but your service provider may. In addition, you understand and agree we and any of our affiliates, agents, service providers or assignees may always communicate with you in any manner permissible by law that does not require your prior consent. You agree that we may monitor and record any telephone calls to assure the quality of our service or for other reasons.